| Cover | 1 |
| Financial Highlights | 3 |
| Chairman's Statement | 4 |
| Corporate Information | 7 |
| Board of Directors | 8 |
| Management Team | 10 |
| Operational Team | 11 |
| Operations Review | 12 |
| Group Structure | 14 |
| Corporate Governance | 16 |
| Financial Review | 27 |
| Directors' Report | 28 |
| Statement by Directors | 35 |
| Independent Auditors' Report | 36 |
| Statements of Financial Position | 38 |
| Consolidated Income Statement | 39 |
| Consolidated Statement of Comprehensive Income | 40 |
| Consolidated Statement of Changes in Equity | 41 |
| Consolidated Statement of Cash Flows | 45 |
| Notes to the Financial Statements | 46 |
| Shareholding Statistics | 94 |
| Notice of Annual General Meeting | 96 |
| Proxy Form | 101 |